Employers' liability insurance covers companies against costs and claims by employees that are not covered by workers' compensation. Many organizations choose to carry employers' liability insurance to help cover legal costs and lawsuits. Most workers’ compensation insurance policies automatically include employers' liability insurance.
What is Employers' Liability & how does it work?
Employers' liability will respond to liability claims and lawsuits relating to the employee injury but not covered by workers' compensation insurance. Typically, this coverage comes into play when the employee or their family alleges that the employer was negligent for the injury that occurred.
Do you need employer's liability insurance?
Get a quote today for employer’s liability insurance. Employer’s liability insurance coverage helps cover the cost of a lawsuit due to a work-related injury or illness. Typically, it’s part of workers’ compensation insurance policies. However, businesses in monopolistic states may need to purchase it separately.
